Plan the upfront cash
Purchase cash-to-close planner
For a straightforward purchase with one primary mortgage, combine a planned down payment and closing costs, then subtract deposits and verified credits.
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Include loan costs, prepaids, and initial escrow after any lender credits.Enter this amount in U.S. dollars.
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Only include credits not already reflected in total closing costs.Enter this amount in U.S. dollars.
Only include amounts not reflected in another field.Enter this amount in U.S. dollars.
For example, an estimated tax or HOA proration due at closing.Enter this amount in U.S. dollars.
Estimated cash to close
$87,000- Down payment
- $80,000
- Closing costs paid in cash
- $12,000
- Additional adjustments due
- $0
- Deposits + other credits
- −$5,000
Planning estimate only. It is not a Loan Estimate or Closing Disclosure. Actual cash to close depends on verified transaction figures and the closing date. Use the lender's and settlement agent's official disclosures and verified wiring instructions.
Talk through this estimate