Conventional
Fixed, adjustable, high-balance, and flexible purchase paths.
A broad catalog. A specific decision.
Use this directory to understand the categories that may be worth discussing. Program availability and eligibility depend on the borrower, property, purpose, state, and applicable guidelines.
Program directory
Explore every current category.
Program collection
Homeownership
Purchase programs organized by loan structure and borrower profile.
Open the simple category guideFHA
Purchase, renovation, and refinance structures subject to FHA guidelines.
VA
Purchase and refinance paths for eligible military borrowers.
USDA
Purchase and refinance paths subject to borrower and property eligibility.
Jumbo
Purchase and refinance structures above applicable conforming limits.
First-time homebuyer
Low-down-payment and affordable-housing paths for eligible buyers.
Program collection
Investing
Programs that consider the property, cash flow, ownership, and investment plan.
Open the simple category guideInvestment property
Financing structures for non-owner-occupied real estate.
DSCR
Investment financing that may evaluate qualifying property cash flow.
Multi-family
Owner-occupied and investment paths for two- to four-unit properties.
Program collection
Flexible qualification
Alternatives for income, assets, citizenship, or less conventional scenarios.
Open the simple category guideSelf-employed / Non-QM
Alternative-documentation paths that still require program-specific review.
Asset-based
Options that may consider eligible assets when evaluating qualifying income.
Foreign national
Purchase and refinance paths under specific documentation guidelines.
Specialty
Borrower and property profiles that may need a more specific structure.
Program collection
Build or change a loan
Structures for eligible projects and for revisiting an existing mortgage.
Open the simple category guideRenovation / construction
Financing paths that account for improvements or new construction.
Refinance
Options evaluated against the current mortgage, property, and goal.
Program context
The program name is only the beginning.
Income calculation, assets, debt, reserves, credit, occupancy, property type, vesting, documentation, and loan purpose can all shape whether a category is available and appropriate for a particular scenario.
This directory is general educational information. It is not a commitment to lend, a quote, or a guarantee of approval or terms.
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