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If you're like most people,
purchasing a home is probably one of the biggest investments
you'll ever make in your lifetime. If you're considering
buying a home, you're likely aware of the complexity of the
endeavor. Because of the numerous factors to consider when
purchasing a home, it's important to prepare as best you
can. At MSA Mortgage, we are dedicated to finding the loan
that fits your individual needs .
Paperwork Needed
To apply for a loan, you will
have to provide the lender with detailed documentation of
your financial history. The lender will request a credit
report from a credit agency and will verify the information
provided in your loan application. Be prepared to give us
with:
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Social Security numbers for both you and any co-borrowers
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Copies of checking and
savings accounts statements for the past two months
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Evidence of any other
assets such as bonds, stocks, or money saved in
retirement programs (i.e. 401k or 403b program)
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Recent paycheck stubs
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W-2 withholding forms,
or income tax returns for the past two years to
verify your income and proof of employment
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The name and address of
someone who can verify your employment |
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Residence history for
the past two years |
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Sales contract for the
purchase of a new home |
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Homeowner's association
information with contact information if property is
a condo or part of a homeowner's association |
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